Include a bequest to REAL Services in your will. You can make your bequest unrestricted or direct it to a specific purpose. You may even indicate a specific amount or percentage of the balance remaining in your estate.

Benefits of a bequest to REAL Services:

• Your assets remain in your control during your lifetime.
• You can modify your gift to address changing circumstances.
• You can direct your gift to a particular purpose (be sure to check with us to make sure your gift can be used as intended).
• Under current tax law, there is no upper limit on the estate tax deduction for your charitable bequests.

For your convenience, we've provided some recommended language to use when adding REAL Services as a beneficiary of your bequest:

• Unrestricted Gift - I give and bequeath to Real Services, Inc., a not-for-profit located at South Bend, Indiana, _________ (insert dollar amount or percentage of estate) to be used for its general purposes.

• Restricted Gift - I give and bequeath to Real Services, Inc., a not-for-profit located at South Bend, Indiana, _________ (insert dollar amount or percentage of estate) to be used for _______ (insert purpose here).

Naming REAL Services as the beneficiary of a retirement plan asset, such as an IRA, 401(k), or 403(b), supports REAL Services’ mission and is tax-efficient.

Designate REAL Services as a beneficiary of part or all of your qualified retirement plan or your IRA. While the assets in an IRA or other retirement plan will be subject to both income tax and estate taxes, naming REAL Services as a beneficiary of a percentage or all of your plan that portion will pass to REAL Services free of income or estate taxes.

Name Real Services the beneficiary of an existing insurance policy by using the insurance company’s beneficiary designation form.

Note: You may also use the beneficiary designation Real Services, Inc. to receive your bank account or investment account using a payable on death or transfer on death designation